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Help for HomeownersEven if you are not receiving unemployment checks, you should contact your mortgage agent before falling behind in your mortgage and, if you have not already done so, do it now. The problem won't go away just by ignoring it. Contact one of the agencies below. 1. HOPE NOW call (888) 995-HOPE or go to the web site http://www.hopenow.com Non-profit, HUD-approved credit counseling service. 2. Pennsylvania Housing Finance Agency (PHFA) (800) 822-1174 This agency has many programs to help avoid foreclosures. 3. Pennsylvania Bankers Association (800) PA-BANKS Responsible banks and lenders will work out a payment plan. 4. NEW FEDRAL SITE! http://www.hud.gov/foreclosure/ (Strongly recommended)
OBAMA’S HOUSING PLANRequirements: 1. Owner-occupied 2. Loan held by Fannie Mae or Freddie Mac 3. Qualifying income 4. Amount owed not more than 105 per cent of current value 5. No cash to pay other debts 6. Delinquent or current but at risk of imminent default 7. Mortgages made prior to January 2, 2009 only 8. Mortgage payment, including escrow, no more than 31 per cent of monthly gross income 9. Primary residence |
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PAYPAL You can use your credit or debit card by going to the PayPal page and choosing such on the left side. PayPal is a secure site; look for the lock. If you don't have a credit card, a PayPal account does not take long to open, usually 2-3 business days while they check your bank account for accuracy. Do not let this prevent you from opening a PayPal account and ordering this product once your account is confirmed. You want to file your appeal right away, though. See Appeals for proper wording. You will have plenty of time to review and plan your strategies before the hearing. |
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